Cigna is a major healthcare insurance provider based out of Bloomfield, Connecticut. Founded in 1792 as the Insurance Company of North America, they merged with Connecticut General Life Insurance Company in 1982. They and their subsidiaries provide medical, dental, disability, life, and accident insurance, as well as Medicare and Medicaid. Discovering whether your substance abuse treatment is covered by Cigna’s rehab provider network can be a frustrating experience. Don’t worry; we at Apex Recovery San Diego have been able to aid thousands of people who have Cigna health insurance.
Cigna Drug or Alcohol Addiction Treatment Coverage
If you desire to receive treatment for drug or alcohol addiction, Cigna does cover at least a portion of their policyholder’s health care costs. So, if you have substance use issues, your doctor may suggest you receive treatment at either an inpatient or outpatient treatment program. Their recommendation may depend on the following factors:
- The severity of your addiction
- Your mental health
- Your family support system
- Your living situation
- Your work situation
- How you plan to pay for treatment
With Cigna insurance, many policyholders can take advantage of the health care benefits of residential (inpatient) treatment. Features and health services include:
- Medically supervised detox
- A substance-free and structured environment
- 24/7 support and medical care
- Group and individual therapy
- Temporary relief from stress and temptation
If you struggle with any of the following substances, it is likely that Cigna will pay for at least a portion of your treatment. These substances include:
All of these substances are characterized by a host of unpleasant withdrawal symptoms. To make matters worse, detoxification from any of these substances could be potentially fatal, especially in severe cases. For this reason, doctors will recommend that you receive treatment and assistance that is medically supervised.
Apex Recovery San Diego and Cigna
If your doctor determines that you meet the specific criteria, please go to our insurance verification page. There, you can type in your information to receive a comprehensive summary of what your Cigna plan will cover and what costs you may need to pay out-of-pocket. Once we have reviewed your specific needs and policy, we can answer:
- The type of treatment your Cigna insurance covers – How long you can attend treatment; if inpatient is an option, you may qualify for 30, 60, or 90 days of treatment.
- The level of care that is covered – Once this is complete, one of our Apex Recovery specialists will reach out to you and help you chart the next steps in your journey toward recovery.
Additional Cigna Benefits
It is critical that you are aware of all the benefits that your Cigna health insurance covers, particularly when discussing your health and plans beyond rehab. Their plans are flexible and are tiered at various price points, depending on your financial situation. They have coverage in 20 states and 30 countries and boast the best return-to-work results of any insurance provider, which is critical for anyone in recovery wishing to go back to work once they successfully complete medical treatment.
If you have Cigna, there is a good chance that some, if not all, of your time at Apex will be covered! Fill out the form on our insurance verification page, and we can get you started on your path towards recovery.