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Cigna Mental Health Coverage in Tennessee

Apex Recovery runs several rehab centers in Tennessee, providing comprehensive addiction treatment services. Each facility is dedicated to offering personalized care, including detox, therapy, and support programs, to help you on your recovery path. With a focus on holistic and evidence-based approaches, Apex Addiction Recovery Center ensures accessible and effective treatment statewide.

Apex Recovery Center accepts Cigna healthcare coverage for rehab treatment, ensuring accessible care for those in need. Services covered include substance abuse treatment, mental health therapy, and dual diagnosis programs. This partnership allows clients to receive comprehensive, high-quality care tailored to their specific needs, facilitating a smoother road to recovery and emotional well-being.

young girl covering her eyes facing the sky as she struggles with mental health issues

What Are Mental Health Therapy Programs Near Nashville?

Near Nashville, numerous mental health therapy programs provide comprehensive services, including cognitive behavioral therapy (CBT), dialectical behavior therapy (DBT), and group counseling. These programs cater to a variety of mental health needs, such as depression, anxiety, trauma, and substance abuse disorders.

Many offer both inpatient and outpatient options, ensuring flexible care for your individual requirements. Holistic and integrative approaches are also common, combining traditional therapies with experiential methods. The aim is to support patients in achieving long-term mental health and well-being through personalized, evidence-based treatments. With a range of specialized services available, residents can find the right program to meet their unique needs and help them on their journey to recovery.

Popular and Favorite Attractions in the Volunteer State

Middle Tennessee boasts an array of popular attractions that capture the spirit and history of the Volunteer State. Music lovers flock to the Grand Ole Opry and Ryman Auditorium, while the Country Music Hall of Fame and Museum showcases the genre’s rich heritage. Sports and concert fans enjoy events at Bridgestone Arena.

Nature and history enthusiasts explore the Nashville Zoo at Grassmere, Andrew Jackson’s Hermitage, Belle Meade Historic Site, and Cheekwood Botanical Garden and Museum of Art. Unique sites include the Parthenon replica in Nashville, Cumberland Caverns, and the Bell Witch Cave. Other highlights are the Gaylord Opryland Resort, Bicentennial Capitol Mall State Park, Frist Art Museum, Tennessee State Museum, Percy Warner Park, Oaklands Mansion, Old Stone Fort State Archaeological Park, and Montgomery Bell State Park.

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Schedule a free, confidential assessment with a licensed clinician. Apex Recovery can check your insurance coverage levels for drug and alcohol addiction, and mental health treatment.

What is Health Insurance Coverage for Mental Health Treatment Programs in Middle Tennessee?

In Middle Tennessee, health insurance coverage for mental health treatment programs varies but generally includes services like therapy sessions, inpatient and outpatient care, and medication management. Most major insurance providers offer plans that cover these essential mental health services. Coverage specifics depend on the insurance plan and provider.

Many plans include provisions for different types of therapy, such as individual, group, and family counseling. They  also typically cover treatment for conditions like depression, anxiety, PTSD, and substance use disorders. Some plans may require pre-authorization or referrals, and there could be copays or deductibles involved. It’s crucial for you to review your insurance policies and consult with facilities like Apex Drug and Alcohol Addiction Recovery Center to understand the extent of your mental health coverage and any out-of-pocket costs you may incur.

Does Cigna Health Insurance Cover Mental Health Therapy Programs in Tennessee?

Does Cigna cover mental health programs? Yes, it covers mental health therapy programs in Tennessee. This includes services such as individual and group therapy, inpatient and outpatient care, and medication management for conditions like depression, anxiety, and substance use disorders. Coverage specifics fluctuate depending on the individual plan.

Cigna generally provides access to a wide network of mental health professionals and facilities. It’s essential for policyholders to contact us at Apex Alcohol and Drug Addiction Recovery Center to understand their mental health benefits fully. By doing so, you can ensure you receive the appropriate care while managing potential out-of-pocket expenses effectively.

Volunteer State Statistics on Mental Health Treatment and Programs 

The Youth and Young Adult Suicide Prevention and Mental Health Awareness program, funded by the state, aims to prevent suicide and promote better mental health among Tennesseans up to 25 years old. In Tennessee, 37.3% of adults reported symptoms of anxiety and/or depressive disorder, slightly higher than the national average of 32.3%.

However, only 16.3% of the need for mental health professionals is met in Tennessee, compared to 27.7% nationally. Additionally, 28.7% of Tennesseans with anxiety or depressive symptoms lacked access to counseling and therapy, similar to the national figure of 28.2%. On average, 12.4% of Tennessee youth experienced a Major Depressive Episode, while 10.1% of young adults had serious thoughts of suicide in the past year. Additionally, 8.6% of young adults in the state had a Serious Mental Illness, and 4.5% of adults had serious thoughts of suicide. Among adults with any mental illness, only 47.8% received care. For immediate help, call the 24/7 Tennessee Statewide Crisis Line at (855) 274-747.

a drug counselor speaking to the patient about the benefits of a aftercare plan

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Mental Health Services Near Nashville That Take Cigna Health Insurance Policies

Apex Recovery facilities near Nashville accept Cigna health insurance policies, providing accessible mental health services to those in need. Located in Franklin and Columbia, these facilities offer comprehensive treatment programs for substance abuse and mental health disorders. Both inpatient and outpatient services are available, ensuring you can receive the level of care that best suits your needs.

  • Apex Recovery Franklin: 4601 Carothers Pkwy STE 250A, Franklin, TN 37067, United States
  • Apex Recovery Columbia Inpatient: 2710 Trotwood Ave, Suite A, Columbia, TN 38401, United States
  • Apex Recovery Columbia Outpatient: 2710 Trotwood Ave, Suite A, Columbia, TN 38401, United States
Map of Apex Recovery locations around Nashville.

How to Find Mental Health Services Covered by Cigna

By accepting Cigna insurance, Apex Addiction Recovery Center in Tennessee helps make quality mental health care more accessible and affordable for residents of Middle Tennessee.

Apex Recovery Franklin
4601 Carothers Pkwy STE 250A
Franklin, TN 37067

Apex Recovery Columbia
2710 Trotwood Ave STE A & B
Columbia, TN 38401

Are There Differences Between Cigna and Cigna Connect Mental Health Plans?

Yes, there are notable differences between Cigna and Cigna Connect mental health plans. Cigna Connect typically offers more affordable and streamlined healthcare options, often with narrower provider networks and stricter referral requirements compared to traditional Cigna plans.

Cigna Connect plans are designed to provide accessible and cost-effective healthcare coverage, particularly for individuals and families seeking basic medical services. These plans often have lower premiums and higher deductibles compared to traditional Cigna plans, making them attractive options for those looking to manage healthcare costs while still accessing essential services.

However, with the cost savings of Cigna Connect plans may come some limitations. For example, Cigna Connect plans may have a more restricted network of healthcare providers, including mental health specialists. This means you may have fewer options when selecting a therapist or psychiatrist within your plan’s network.

Additionally, Cigna Connect plans may have stricter referral requirements for accessing specialty care, including mental health services. This means you may need a referral from your primary care physician to see a mental health specialist or access certain treatments, contributing to a more managed care approach to healthcare.

The choice between Cigna and Cigna Connect mental health plans depends on individual healthcare needs, preferences, and budget considerations. It’s critical to carefully review plan details, including provider networks, coverage options, and referral requirements, to determine which plan best meets your mental health and overall healthcare needs.

Close up of a hand supporting another.

Learning About Cigna, a Preferred Mental Health Insurance Provider in Tennessee?

Cigna is a preferred mental health insurance provider in Tennessee, known for its comprehensive coverage and extensive network of professionals and facilities. It offers various plans that include mental health services such as individual and group therapy, inpatient and outpatient care, and medication management.

Cigna emphasizes personalized care, often requiring pre-authorization or referrals to ensure appropriate treatment. With a focus on accessibility, Cigna provides resources for managing conditions like depression, anxiety, and substance use disorders. Policyholders can benefit from Cigna’s online tools and customer support to navigate their mental health benefits and optimize their self-care experience, making it a reliable choice for mental health coverage in Tennessee.

Some of Cigna’s Insurance Products and Service Offerings

Cigna offers a variety of insurance products and services tailored to meet different healthcare needs. Here’s an overview of their coverage for rehab and mental health services across different plan levels:

  • Bronze Plans: Bronze plans feature lower premiums but higher deductibles. Coverage includes essential rehab and mental health services like outpatient therapy, inpatient treatment, and medication management. Policyholders face higher out-of-pocket costs until the deductible is met. Exclusions and specific limits may apply, impacting the overall indemnity provided.
  • Silver Plans: Silver plans balance premiums and out-of-pocket costs, offering more comprehensive coverage. This includes better coverage for therapy sessions, inpatient care, and medications. Moderate co-pays and deductibles are common, reducing the insured’s financial liability. Claims are managed efficiently, ensuring timely settlement and minimizing risk.
  • Gold Plans: Gold plans have higher premiums but lower deductibles and out-of-pocket expenses. These plans provide extensive coverage for rehab and Cigna mental health services, including therapy, inpatient treatments, and medication management. The higher premium ensures minimal liability for the insured, making it ideal for those needing regular and intensive support. These plans often come with fewer exclusions and better reinsurance arrangements, enhancing overall coverage.

Each plan is designed to offer robust support while managing the insured’s financial risk effectively, backed by strong underwriting and actuary practices.

Brief overview of Cigna’s substance use disorder (SUD) treatment options:

  1. Outpatient Care: Outpatient care allows you to attend therapy sessions and receive treatment while living at home. It’s suitable for those with mild to moderate substance use disorders who don’t require 24/7 supervision.
  2. 12-Step Programs: These rehab programs, such as Alcoholics Anonymous (AA) and Narcotics Anonymous (NA), provide peer support and a structured approach to wellness based on the 12 steps.
  3. Routine Outpatient Care (ROC): ROC involves regular therapy sessions and check-ins with healthcare professionals to manage substance use disorders and related issues.
  4. Substance Use Disorder Intensive Outpatient Program (IOP): IOPs offer a more intensive level of care than standard outpatient programs, typically involving several hours of therapy and support multiple times per week.
  5. Substance Use Disorder Partial Hospitalization: Partial hospitalization programs provide comprehensive daytime treatment for those who require more support than outpatient care but don’t need 24-hour supervision.
  6. Ambulatory Detox: Ambulatory detox allows you to undergo detoxification while living at home, with medical supervision and support provided on an outpatient basis.
  7. Inpatient Care: Inpatient care involves residential treatment in a specialized facility, offering 24/7 supervision, therapy, and medical support for individuals with severe substance use disorders or co-occurring mental health issues.
  8. Inpatient Detox: Inpatient detox programs provide medical supervision and support for patients undergoing withdrawal from substances in a residential setting.
  9. Inpatient Acute Care: Acute care facilities offer short-term, intensive treatment for those with severe substance use disorders or related medical complications.
  10. Inpatient Residential: Residential rehab programs provide a structured and supportive environment for individuals to focus on recovery while living onsite at a treatment facility. These programs typically offer therapy, support groups, and skill-building activities.

Cigna Tennessee Connect, Learning More About Mental Health Coverage

This raises the question: Does Cigna cover mental health therapy? Cigna Tennessee Connect offers comprehensive mental health coverage to support you in your journey towards wellness. Here’s a closer look at the specifics of Cigna’s coverage for rehab and mental health services:

  • Rehabilitation Services: Cigna Tennessee Connect provides coverage for a range of rehabilitation services, including inpatient and outpatient treatment programs for substance use disorders. This includes detoxification, counseling, therapy sessions, and medication management.
  • Mental Health Therapy: Cigna mental health coverage includes various therapy options, such as individual counseling, group therapy, and family therapy. These services are designed to address a wide range of mental health concerns, including depression, schizophrenia, anxiety, PTSD, and bipolar disorder.
  • Medication Coverage: Cigna Tennessee Connect includes coverage for medications prescribed as part of mental health treatment, ensuring that you have access to the medications you need to manage your condition effectively.
  • Provider Network: Cigna has a vast network of mental health professionals, including within psychiatry, psychotherapy, and counseling, ensuring that you can access quality care close to home.
  • Pre-authorization and Referrals: Some services may require pre-authorization or referrals from a primary care physician or mental health provider. Cigna’s customer service representatives can assist you in navigating these requirements to ensure smooth access to care.
  • Out-of-Pocket Costs: Depending on the specific plan, you may be responsible for copays, deductibles, and coinsurance for mental health services. Cigna offers tools and resources to help you understand their coverage and manage their out-of-pocket costs effectively.

Additionally, the team at Apex Substance Addiction Recovery Center are experts at Cigna insurance policies and plans. Call us at (877) 881-2689 today to go over your coverage details.

Do You Need a Mental Health Referral for Cigna Connect?

Yes, typically, you need a mental health referral for Cigna Connect to access certain mental health services. Referrals may be required for specialized treatments or to see certain Cigna mental health providers near me within the network. Cigna Connect often operates under a managed care model, where a primary care physician serves as the gatekeeper for accessing specialty care, including mental health services.

In this system, your primary care doctor evaluates your condition and determines if a referral to a mental health specialist is necessary. This process helps ensure that you receive appropriate and coordinated care while managing healthcare costs effectively.

However, the specific referral requirements may vary depending on the terms of your Cigna Connect plan. Some plans may allow direct access to Cigna mental health providers in Tennessee without a referral, while others may require pre-authorization or referrals for certain services. It’s essential to review your plan documents and contact us at Apex Recovery to understand the referral process and any associated requirements for accessing our mental health care under your specific plan.

two people pass a paper that is shaped like a heartt

Does Cigna Health Insurance Cover Dual Diagnosis Treatment in Middle Tennessee?

Yes, Cigna health insurance covers dual diagnosis treatment in Middle Tennessee. Dual diagnosis treatment addresses both substance use disorders and co-occurring mental health conditions simultaneously, providing integrated care to those facing these complex challenges. Cigna recognizes the importance of comprehensive treatment for dual diagnoses and typically includes coverage for services such as therapy, medication management, counseling, and other evidence-based interventions.

It’s important to understand the extent of coverage for alcohol addiction and mental health disorders, drug addiction and mental health disorders, as well as mental health testing. Let’s gain a deeper understanding of the range of services and support available through Cigna insurance to address your dual diagnosis needs effectively.

Cigna Insurance Coverage for Alcohol Addiction and Mental Health Disorder 

Cigna insurance typically covers alcohol addiction and mental health disorder treatment in Middle Tennessee. Coverage includes services such as therapy, counseling, medication management, and support groups aimed at addressing both alcohol addiction and co-occurring mental health conditions. People seeking treatment for alcohol addiction and mental health disorders can access comprehensive care through Cigna’s network of providers and facilities.

Cigna Insurance Coverage for Drug Addiction and Mental Health Disorder

Cigna insurance generally covers drug addiction and mental health disorder treatment in Middle Tennessee. This coverage includes various services like therapy, counseling, medication management, and support groups, personalized to address both drug addiction and co-occurring mental health conditions. People seeking treatment for drug addiction and mental health disorders can typically access comprehensive care through Cigna’s network of providers and facilities.

Cigna Insurance Coverage for Mental Health Testing

Cigna insurance typically covers mental health testing in Middle Tennessee. This coverage may include assessments, evaluations, and diagnostic tests that identify mental health conditions and guide treatment decisions. People seeking mental health testing can often access these services through Cigna’s network of providers and facilities, helping them receive appropriate care and support for their mental health needs.

Does Cigna Insurance Cover Inpatient Mental Health Treatment Near Nashville?

Yes, Cigna insurance typically covers inpatient mental health treatment near Nashville. Inpatient mental health treatment involves residential care in a specialized facility, providing 24/7 supervision, therapy, and medical support for individuals with severe mental health conditions. Cigna insurance plans often include coverage for inpatient mental health services, such as therapy sessions, medication management, and other necessary treatments.

Policyholders may need to meet certain criteria or obtain pre-authorization for inpatient mental health treatment, but Cigna works with a network of providers in the Nashville area to ensure patients can access the care they need while managing their healthcare costs effectively.

Does Cigna Insurance Cover Outpatient Mental Health Treatment in Tennessee?

Cigna insurance typically covers outpatient mental health treatment in Tennessee. Outpatient mental health treatment involves therapy sessions, counseling, and other services provided on an outpatient basis, allowing individuals to live at home while receiving care. Cigna insurance plans often include coverage for outpatient mental health services, including individual therapy, group therapy, medication management, and other therapeutic interventions.

Policyholders may need to meet certain criteria or obtain pre-authorization for outpatient mental health treatment, but Cigna works with a network of mental health professionals in Tennessee to ensure individuals can access the care they need to manage their mental health effectively.

Four mens outside looking at a view with their backs turns

What Does Cigna Insurance Cover for Mental Health Counseling and Therapy in Tennessee?

Yes, Cigna insurance typically covers mental health counseling and therapy in Tennessee. Coverage includes various therapeutic interventions such as individual counseling, group therapy, family therapy, and cognitive-behavioral therapy (CBT), addressing a wide range of mental health concerns. Policyholders can often access these services through Cigna’s network of mental health professionals and facilities.

It’s crucial to explore Cigna’s coverage for specific mental health conditions. This includes understanding the extent of coverage for depression, anxiety, PTSD, ADHD, as well as mental health testing.

Cigna Health Insurance Coverage for Depression

Cigna health insurance typically covers treatment for depression in Tennessee. Coverage includes different  therapeutic approaches like counseling, therapy sessions, medication management, and support groups to address symptoms of depression. People seeking treatment for depression can often access these services through Cigna’s network, ensuring comprehensive care and support.

Cigna Health Insurance Coverage for Anxiety

Cigna health insurance generally covers treatment for anxiety in Tennessee. Coverage includes various interventions like counseling, therapy, medication management, and support groups aimed at addressing symptoms of anxiety disorders. Patients looking for treatment for anxiety can typically receive these services through Cigna’s arrangement of mental health professionals and facilities.

Cigna Health Insurance Coverage for PTSD

Cigna health insurance typically covers treatment for PTSD (Post-Traumatic Stress Disorder) in Tennessee. Coverage includes various therapeutic interventions and specialized PTSD programs addressing symptoms and helping people develop coping strategies with trauma-related issues via stress management. Policyholders can often access these services through Cigna’s network of mental health specialists.

Cigna Health Insurance Coverage for ADHD

Cigna health insurance typically covers treatment for ADHD (Attention-Deficit/Hyperactivity Disorder) in Tennessee. Coverage includes various therapeutic interventions such as counseling, therapy sessions, medication management, and behavioral therapy aimed at handling symptoms and improving functioning. Individuals seeking treatment for ADHD can often access these services through Cigna’s extensive network of mental health professionals and facilities.

Cigna Health Insurance Coverage for Mental Health Testing

Cigna health insurance generally covers mental health testing in Tennessee. Coverage may include assessments, evaluations, and diagnostic tests aimed at identifying mental health conditions and guiding treatment decisions. Patients seeking mental health testing can typically access these services through Cigna, helping them receive appropriate care and support for their mental health needs.

How Much Does a Mental Health Therapy Program Cost With Cigna Insurance Coverage?

The cost of a mental health therapy program with Cigna insurance coverage can vary based on several factors, including the specific plan you have, the type and duration of therapy needed, and any applicable co-pays, deductibles, or coinsurance. Typically, with Cigna insurance, you’ll pay a copayment for each therapy session, which can range from around $20 to $50 per session.

Additionally, you may need to meet your annual deductible before insurance coverage kicks in, and then you may be responsible for a percentage of the cost (coinsurance) until you reach your out-of-pocket maximum. It’s essential to review your Cigna plan details and contact us or call us at Apex Recovery at (877) 881-2689 to understand your specific coverage and potential out-of-pocket costs for mental health therapy programs.

How Much Does a Mental Health Therapy Program Cost Without Cigna Insurance Coverage?

The cost of a mental health therapy program without Cigna insurance coverage can vary widely depending on several factors, including the type of therapy, the duration of treatment, the therapist’s qualifications, and the geographic location. On average, therapy sessions can range from $75 to $200 or more per session without insurance coverage.

Some therapists and centers offer sliding-scale fees based on income, while others may offer discounted rates for multiple sessions booked in advance. Additionally, intensive programs or specialized treatments may cost more. It’s essential to research local therapy providers and facilities and inquire about their fees.

How To Check My Cigna Insurance Coverage for Mental Health Treatment in Tennessee

To check your Cigna insurance coverage for mental health treatment in Tennessee, you can contact Apex Recovery directly by phone at (877) 881-2689 or fill out our online form. Simply visit https://apex.rehab/verify-your-insurance/ and provide the requested information. A representative from Apex Recovery will then assist you, check your insurance coverage, and discuss your options for mental health treatment.

Whether you prefer to speak with someone over the phone or submit your information online, Apex Recovery is committed to helping you navigate the process of understanding and utilizing your Cigna insurance benefits for mental health services in Tennessee.

A hand reaching out to the sky.

More Information on Mental Health Treatment Programs in Tennessee

  • If you need immediate help now, call the 24/7 Tennessee Statewide Crisis Line: (855) 274-747
  • The Youth and Young Adult Suicide Prevention and Mental Health Awareness program is funded by the state of Tennessee to prevent suicide and promote better mental health among Tennesseans up to 25 years of age
  • 3% of adults in Tennessee reported symptoms of anxiety and/or depressive disorder
  • Nationally, 32.3% of adults reported those symptoms
  • The percent of need for mental health professionals met in Tennessee is 16.3%
  • In the U.S., that percentage is 27.7%
  • 7% of Tennesseans who reported anxiety or depressive disorder symptoms had an unmet need for counseling and therapy
  • In the U.S., that number was 28.2%
  • On average, 12.4% of TN youth had a Major Depressive Episode
  • 1% of TN young adults had serious thoughts of suicide in the past year
  • 6% of young adults in the state had a Serious Mental Illness
  • 5% of adults in Tennessee had serious thoughts of suicide in the past year
  • Among those adults with any mental illness, 47.8% received care

Sources:
tn.gov
kff.org
samhsa.gov

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