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Cigna Addiction Rehab Treatment Coverage in California

Substance use disorders and addiction can wreck lives. At Apex Recovery, we believe that rehabilitation and recovery can restore your personal and professional life. Apex Recovery is based in San Diego, California, where our licensed mental health professionals specialize in drug and alcohol addiction rehabilitation.

Apex Recovery accepts most health insurance and may accept Cigna rehab insurance to cover your inpatient or outpatient care treatment for drug or alcohol addiction. You can easily determine your insurance coverage levels by calling Apex Recovery at (877) 881-2689. Our rehab admissions specialists will verify your insurance and determine what documentation is required to receive treatment.

Cigna Coverage Rehab Treatment

Exploring San Diego, California, and Its Famous Towns

San Diego may be best known for its beaches and warm climate, but there’s even more to the city. Roughly 70 miles of coastline support world-class attractions and a thriving urban environment that offers dining, nightlife, and a sophisticated art scene. The city offers a varied topography of canyons, wide valleys, and broad mesas. 

The San Diego Bay is 22 square miles and nearly landlocked as it’s sheltered by two overlapping peninsulas. Roughly 100 miles north of San Diego is Orange County and Anaheim, California, which is the second largest city in Orange County and home to the Disneyland Resort and the Anaheim Convention Center. Just north is Los Angeles, which is the center of the nation’s film and television industry. Also called the City of Angels, Los Angeles offers bustling activity, the iconic Hollywood Boulevard, and the Grammy Museum, which features exhibits and memorabilia that trace the role Los Angeles played in popular music.

Drug and Alcohol Addiction Statistics in Southern California

Drug and alcohol substance abuse disorders are growing problems across the country. In Orange County, roughly 1% of adults reported having used heroin in their lifetime and 0.4% in the last year. Marijuana is the most reported abuse drug in Orange County, with 33% reporting a lifetime use and 8% having used it in the last year. 

In the San Diego area, an average of 426,000 people aged 12 and older have used an illicit drug in the last year and the rate of marijuana use was 11%. According to the Substance Abuse and Mental Health Services Administration (SAMHSA), 323,000 people in the San Diego area have been classified as having substance use disorder in the last year, which is a higher rate than the average across the country.

cigna logoWho is Cigna?

Cigna is a health services company dedicated to helping people improve their health and peace of mind. They have over 74,000 employees who serve more than 170 million customers. Cigna began over 60 years ago as an international group with experience in designing and implementing health insurance and employee benefit programs. 

Throughout the years, they have served clients from around the world, including offices in Spain, Kenya, and Malaysia. They were the first in the industry to get an ISO certification, which measures and monitors the claims process and ensures stringent quality criteria are defined and implemented.

Some of Cigna Brands and Services in California

In California, Cigna offers insurance plans and services that are changing and evolving over time. Following is a list of some of the brands and services that Cigna offers to Californians.

  • Health Insurance Plans: Cigna offers a range of basic health insurance plans for employers, individuals, and families. These plans can include medical, dental, and vision coverage.
  • Medicare Plans: Cigna provides Medicare Advantage and Medicare Supplement plans for eligible individuals.
  • Behavioral Health Services: Behavioral health services include mental health and substance use disorder treatment options.
  • Wellness Programs: Cigna provides wellness programs and services with some of their health insurance plans to promote healthy living and preventive care.
  • Pharmacy Services: Pharmacy services include prescription drug coverage and pharmacy benefits.

What is Cigna Rehab Coverage?

Cigna rehab coverage is part of your health insurance policy with Cigna that covers treatment for addiction, substance use disorders, and mental health conditions. In 2010, the Affordable Care Act mandated that all health insurance policies written after 2010 must include coverage for essential health services. 

The Affordable Care Act defined essential health services as those providing treatment for substance use disorders and mental health conditions. However, not all plans and policies offer the same benefits to individuals who need treatment. The best way to determine your Cigna rehab coverage levels is to call Apex Recovery at (619) 458-3435. The admission specialist can answer your questions, such as does Cigna cover rehab? Or how much is rehab with Cigna insurance?

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Map of Apex Recovery locations in San Diego

Rehab Center in California That Takes Cigna

Apex Recovery center in California is among the rehab centers that take Cigna rehab insurance. Our center is staffed with licensed mental health professionals who offer you a range of evidence-based and holistic treatment approaches to support your rehabilitation and recovery.

Apex Recovery San Diego: 2810 Camino del Rio S #106 San Diego, CA 92108



Does Cigna Cover Substance Addiction Rehab in California?

Substance use addiction rehab is part of the essential health services required by the Affordable Care Act. Cigna rehab insurance offers some level of coverage for addiction treatment and rehabilitation therapy. That level of coverage varies between policies and plans. You can determine your coverage by calling Apex Recovery today.

Does Cigna of California Cover  Medical Detox?

Yes, Cigna rehab covers medical detoxification. This is a highly effective and evidence-based approach to detoxification and rehabilitation for those addicted to substances such as opioids and alcohol. Medication-assisted detoxification occurs in an inpatient treatment environment during which you are monitored 24/7.

Does Cigna Cover Residential Rehab in CA?

Yes, your Cigna rehab policy typically offers some coverage level for residential rehabilitation treatment. During inpatient care or residential care, your individualized treatment plan may include behavioral health therapy such as cognitive-behavioral therapy, and other holistic approaches such as motivational interviewing. Your inpatient care program typically includes relapse prevention and Cigna rehab may also cover aftercare.

Does Cigna Cover Dual Diagnosis Treatment In Southern California?

Yes, Cigna rehab offers some level of coverage for dual diagnosis treatment. Dual diagnosis is the medical term used to describe an individual who has both a substance use disorder and a co-occurring mental health condition. Cigna rehab offers coverage for both substance use rehabilitation and mental health treatment and so also covers dual diagnosis. 

The licensed mental health professionals at Apex Recovery recognize the challenge of treating individuals with dual diagnoses and the necessity of treating both conditions simultaneously. Although they are two separate diagnoses, simultaneous treatment increases the potential for successful recovery.

Free Addiction Assessment

Schedule a free, confidential assessment with a licensed clinician. Apex Recovery can check your insurance coverage levels for drug and alcohol addiction, and mental health treatment.

Average Cost of Addiction Rehab in California With Cigna Insurance?

The average cost of addiction treatment in California can vary widely. How much is rehab with Cigna insurance can also vary. Several factors influence your out-of-pocket cost, and the first is the intensity of your treatment program. For example, a 30-day inpatient rehabilitation stay costs more than a 30-day intensive outpatient program. 

The second factor is your Cigna rehab insurance policy benefits, alongside your deductible and potential copay. Once you have met the annual deductible requirement for your insurance policy, the insurance company begins to pay benefits. When you have a copay, the insurance company will pay a percentage of the charges and you will pay the remaining charge. For a better understanding of your out-of-pocket costs, including how much of your deductible still needs to be met, call Apex Recovery today at (877) 881-2689 or contact us online.

Blue Shield of CA Drug and Alcohol Rehab Coverage

Other Rehab Treatment Programs Covered by Cigna in CA

Cigna rehab offers coverage for a variety of different treatment options offered on an inpatient and outpatient basis. Some examples include Cigna alcohol rehab and Cigna drug rehab treatment plans followed in a partial hospitalization program, intensive outpatient program, and inpatient care treatment.

How To Check Cigna Coverage Levels for Rehab Treatment

The best way to check your Cigna rehab coverage levels for addiction treatment is to call Apex Recovery at or contact us online to verify your insurance coverage. Our admission specialist will also determine how much of your deductible remains for this year. Using this information and other factors, they can also help estimate your out-of-pocket costs. 

An early estimate is not always accurate, since your treatment plan may change depending on how you respond to therapy. Your insurance company’s customer service line can answer your questions and tell you about the benefits for addiction rehab and treatment. However, the admission specialist at Apex Recovery will also determine the type of documentation required to submit claims, whether or not your policy requires prior authorization, and will guide you in gathering those documents. The admissions specialist at Apex Recovery is here to make your transition to recovery and sobriety as easy as possible.

How To Get Cigna To Pay For Rehab Treatment in CA

The best way to receive your full benefits through Cigna rehab is to understand the documentation requirements for submitting claims and the benefits you’re entitled to receive in the policy. Apex Recovery admission specialists can help by verifying your insurance policy and determining whether prior authorization is needed before treatment can begin. 

They can guide you in the process of gathering documents needed for prior authorization and can help estimate your out-of-pocket costs after Cigna insurance begins covering your addiction treatment. Although there is a customer service phone number on the back of your insurance card, you will likely not receive the same care in finding the information you need to get the most from your insurance policy.

How Many Times Will Cigna of California Pay For Rehab?

The number of times that Cigna of California will pay for rehabilitation detoxification and treatment depends on your policy’s benefits and limitations. Not all Cigna rehab policies offer the same benefits. Some may offer full coverage for inpatient care and outpatient care, while others may have limits on the number of sessions or the number of times you can be treated.

Cigna rehab insurance offers a customer service line that can help you identify the benefits that help pay for addiction and substance abuse treatment. However, the admission specialist at Apex Recovery goes the extra mile to ensure you understand your rehab coverage, including the claims process and the amount left on your deductible. Our admissions specialists work hard to make your transition to addiction treatment as smooth as possible.

Addiction Statistics in San Diego, California

  • Orange County is just south of Los Angeles and roughly 100 miles north of San Diego. Roughly 1% of the adults have used heroin over their lifetime and 0.4% in the last year. Marijuana is the most abused drug in Orange County with 33% of respondents reporting a lifetime use and 8% having used it in the past year. An estimated 13% used cocaine in their lifetime and 1% used in the past year.
  • The percentage of people 12 and older in CA who used an illicit substance from 2018 to 2019 was 8.8%. The greatest substance use disorder reported in CA was alcohol and the least was pain medication.
  • In the San Diego-Carlsbad-San Marcos area, an annual average of 426,000 people aged 12 and older used an illicit drug in the last year. The rate of marijuana use was 11.1% and the rate of nonmedical prescription-type pain relievers was 5.3%.
  • In the San Diego-Carlsbad-San Marcos area, 323,000 people 12 and older were classified with a substance use disorder in the past year, which was a higher rate than the average across the country.
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